Simplify payments, pay off debts faster, and gain better control of your budget.
Urgent Loans Without Delay
Do you need a fast money loan or even an express loan?s
Count on our expert services for quick cash advances and emergency loans across Montreal and Canada.
Free Loan Estimate
See how much you might be eligible for, and get an idea of your monthly payment.
Refer friends and earn rewards
Tell others about Fairstone and receive up to $500 every year in referral bonuses.
Home equity payment estimator
Calculate your monthly repayment amount for a secured loan, second mortgage, or refinance option.
Work with Motilgolending
Explore open positions near you and see what it’s like to be part of the Fairstone team.
Find a loan that suits your budget
Use our loan calculator to estimate your monthly payments and choose a plan that fits your needs.
Personal loans
Understand the advantages and differences between secured and unsecured personal loans.
Consolidation loans
Combine several debts into one easy monthly payment with a consolidation loan that simplifies your finances.
Online loans
Submit your loan application online and receive funds directly in your account within 24 hours.
Emergency loans
Handle sudden or unexpected expenses quickly with an emergency personal loan.
Car and auto loans
Finance your next vehicle purchase — get the funds you need to buy from any private seller or dealership.
Estimate your payments easily
Calculate monthly costs for a secured personal loan, second mortgage, or mortgage refinancing to find what fits your budget.
Home equity loans
Use your home’s built-up value to secure funds for renovations, debt repayment, or major expenses — all with flexible repayment options and competitive rates.
Secured personal loans
Back your personal loan with home equity to enjoy lower interest rates and access more funds than an unsecured loan could offer.
Second mortgages
Keep your current mortgage and take out an additional one to unlock extra cash by using your home’s equity.
Mortgage refinancing
Replace your current mortgage with a new one offering improved terms, better rates, or more available funds for your goals.
Have questions? Contact us
Find your nearest branch or speak directly with one of our lending experts for personalized guidance.
Financing Options
We provide a range of flexible financing solutions and convenient payment plans available at over 2,000 business locations across Canada.
Payment Plans for Customers
Looking to finance a major purchase? Apply online or visit our partner stores using our quick, secure form.
Business Financing Solutions
Want to grow your business? Discover our premium financing program’s benefits and learn how to join today.
Manage Your Account
Access your Motilgolending financing account anytime.
Don’t have an account? Create one →
Financing FAQs
Browse answers to common questions about your Motilgolending account, monthly billing, and financing details.
Customer Support
Whether you’re a customer, borrower, or business partner — our team is here to help you every step of the way.
Considering a loan?
Discover everything you need to know about applying for a personal loan — including the required documents and the steps involved.
Financial tools and guidance
Access helpful online calculators, tips, and resources designed to help you stay on track with your loan and meet your financial goals.
Common questions
Get clear answers to the most frequently asked questions about our personal loans, financing options, and services.
Loan calculators
Compare loan choices, estimate monthly payments, and make confident borrowing decisions with our easy-to-use calculators.
Personal finance insights
Browse our latest blogs for advice on budgeting, managing loans, saving money, and reducing debt.
Fraud protection
Learn practical ways to safeguard your personal information and what steps to take if you suspect fraud.
Whatever you’re aiming for financially, Motilgolending makes borrowing easy.
Finish your application online or in person and get your money in as soon as one day.
Find out in just a few minutes how much you can borrow and what your monthly payments might be.
Let us know how much you’d like to borrow and fill in a few quick details to get started.
In the last 10 years, Canadians have turned to Motilgolending for loans over 3 million times.*
See what our clients have to
say about us.
Unsure where to start?
Check out our financial resources to help you make a well-informed borrowing choice, or reach out to us for support – we’re with you every step of the way.
Personal loans
Discover the advantages and distinctions between secured and unsecured personal loans.
Money management tools and resources
Utilize our online tools and resources to manage your loan and reach your financial objectives.
Money management blogs
Check out our blog for articles on loan management, budgeting, saving, debt handling, and more.
*Derived from internal Motilgolending records (2015–2024), tracking the total number of lending products funded during this period (total = 2,875,430).
*Based on insights from our Motilgolending Customer Experience Survey conducted March–June 2025 (n = 4,210).